One of the best things about living in Florida is enjoying the outdoors on your lanai, rooftop or stoop – yes, even in the summer time. Between Memorial Day and Labor Day, there are countless cookouts throughout the Sunshine State. Many homeowners look forward to these gatherings, and some even feel it’s an obligation over the holidays.
But beware that an afternoon of brats, beers and BBQ can have its pitfalls if you’re playing the host. There are many potential avenues of liability to consider. There is the possibility of a premises liability or social host liability lawsuit if you aren’t careful.
The good news for Floridians is that standard homeowners’ or renters’ insurance will probably cover you for most incidents, including injury, fires, property damage and probably even a guest causing a DUI crash after the party. Continue reading