A well-known Kentucky attorney now knows that better than most, as he sustained severe injuries and indeed almost died last year when he was involved in a bicycle accident caused when a 20-year-old motorist struck him from behind as the cyclist was stopped in preparation for a turn.
The driver had insurance and that insurer agreed to pay plaintiff up to policy limits in exchange for a release of liability. The problem is the payout limit doesn’t come close to covering plaintiff’s damages. The good news is the attorney was covered under three other uninsured/ underinsured motorist coverage policies that grant a combined $4.5 million coverage. The bad news is those insurance companies have denied his claim.